Serving Bath, Menifee, Montgomery, Morgan and Rowan Counties
- Since 1974
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Mission

Gateway's Affordable Housing Department's mission is to maintain a partnership with local, state, and federal entities in identifying, securing, and coordinating resources to alleviate substandard housing conditions for the eligible residents of Bath, Menifee, Montgomery, Morgan, and Rowan Counties. Within that mission is the commitment to promote nondiscrimination and ensure fair and equal housing opportunities for all. Gateway maintains an on-going effort to successfully operate programs under a collection of laws, executive orders, and regulations that prohibit discrimination in housing on the basis of race, color, religion, sex, national origin, age, disability, and familial status.

Services

Gateway Community Services Organization, Inc. assists income eligible individuals and families to become homeowners through home buyer education classes, one-on-one counseling sessions, and identification of financial resources.
The one-to-one and group sessions address setting and achieving goals, budgeting, debt management, housing affordability, and maintenance. In addition, participants will be made aware of the following:

  • Applying for a Mortgage
  • Down payment and Closing Cost
  • Credit Repair and Budgeting
  • Making sound Credit Decisions
  • Being a Smart Consumer
    Establishing Emergency Savings Funds
  • Maintaining a Home
  • Avoiding Predatory Lending
  • Homeowner Support Resources
Qualifying Requirements
  • Individuals and families must meet required guidelines to be eligible for home ownership
  • Must not exceed HUD income guidelines for family size
  • Must have sufficient expendable income to support payment, taxes, insurance, and maintenance
  • Must be willing if needed to participate in clearing up prior credit problems
 

Gateway Community Action Agency
P.O. Box 367
124 College Street
West Liberty, KY 41472
Phone: (606) 743-3133 Fax: ( 606) 743-1130
Hours: 8:00-4:30
info@gcscap.org
©2005 Gateway Community Services Organization, Inc.